Did you know that specialists and other service providers often charge more than the amount covered by medical aid schemes? This is where GAP cover is your saving grace.

• Gap cover can assist with in-hospital shortfalls or co-payments.
• It can also assist with day clinic procedure co-payments.
• Can assist with co-payments on MRI & CT scans in and out of hospital.

Medgap is a gap cover provider.

You will lose the discount and revert to standard rates.

These rates are applicable and guaranteed for 2025 and subject to change in 2026:

• The principal member must be under 65 years of age when joining.
• The single rate will apply if you are between the ages of 30 and 64 and you do not have any dependants.
• Under 30 is a product for individuals over the age of 18 and under the age of 30 (no dependants may be covered).
• On the Under 30 plan, new members cannot join if they are already 30.
• When a member turns 30 during the year, we will automatically move them to the individual single cover with their renewal in January the following year.
• Our Medgap Pensioner products offer cover for you only if you are over the age of 65 at the date of joining.
• The Student Gap product is only available for full time students between the ages of 18 and 28, registered at a recognised tertiary institution and provides cover for the principal member only (no dependants may be covered).

Our Medgap family products offer cover for you, your spouse, your children and your parents who are registered as dependants on your medical scheme and that are eligible for cover at the date of you joining.